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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,158 | $198,457-92.9% | $170,435-91.7% | $147,586-90.4% |
| Participation rate | 50.0% | 88.0%-38.0pp | 83.6%-33.6pp | 82.8%-32.8pp |
| Annual return | 0.00% | 257.30%-257.3pp | 205.94%-205.9pp | 578.59%-578.6pp |
| Employer contribution / active EE | $989 | $6,183-84.0% | $5,432-81.8% | $4,876-79.7% |
| Participant deferral / active EE | $4,148 | $5,629-26.3% | $4,939-16.0% | $5,439-23.7% |
| Admin fee / account holder | $59 | $16,852-99.6% | $13,881-99.6% | $10,886-99.5% |