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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,432 | $95,975-40.2% | $74,549-23.0% | $135,379-57.6% |
| Participation rate | 41.7% | 75.7%-34.0pp | 69.1%-27.5pp | 82.6%-41.0pp |
| Annual return | -8.70% | 56.96%-65.7pp | 32.53%-41.2pp | 519.79%-528.5pp |
| Employer contribution / active EE | $350 | $2,716-87.1% | $1,961-82.2% | $4,779-92.7% |
| Participant deferral / active EE | $3,100 | $3,844-19.4% | $3,108-0.3% | $5,609-44.7% |
| Admin fee / account holder | $1,197 | $6,522-81.6% | $5,059-76.3% | $10,828-88.9% |