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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,883 | $197,637-36.3% | $177,848-29.2% | $158,982-20.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 33.72% | 58.77%-25.0pp | 48.33%-14.6pp | 302.99%-269.3pp |
| Employer contribution / active EE | $7,086 | $6,698+5.8% | $5,919+19.7% | $4,763+48.8% |
| Participant deferral / active EE | $9,656 | $8,405+14.9% | $7,714+25.2% | $5,983+61.4% |
| Admin fee / account holder | $519 | $15,406-96.6% | $12,431-95.8% | $11,252-95.4% |