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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,181 | $201,370+66.5% | $184,256+81.9% | $145,897+129.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 28.88% | 29.05%-0.2pp | 28.85%0pp | 552.29%-523.4pp |
| Employer contribution / active EE | $2,812 | $7,024-60.0% | $6,427-56.3% | $4,663-39.7% |
| Participant deferral / active EE | $4,425 | $9,808-54.9% | $9,133-51.6% | $6,689-33.8% |
| Admin fee / account holder | $1,615 | $16,364-90.1% | $13,899-88.4% | $13,390-87.9% |