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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,092 | $138,075-90.5% | $123,552-89.4% | $135,379-90.3% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -3.93% | 153.70%-157.6pp | 119.20%-123.1pp | 519.79%-523.7pp |
| Employer contribution / active EE | $2,149 | $5,152-58.3% | $4,628-53.6% | $4,779-55.0% |
| Participant deferral / active EE | $2,477 | $6,800-63.6% | $6,426-61.4% | $5,609-55.8% |
| Admin fee / account holder | $2,129 | $10,917-80.5% | $9,285-77.1% | $10,828-80.3% |