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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,960 | $228,395+27.0% | $185,861+56.0% | $158,982+82.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 12.78% | 40.82%-28.0pp | 35.96%-23.2pp | 302.99%-290.2pp |
| Employer contribution / active EE | $3,676 | $4,968-26.0% | $4,088-10.1% | $4,763-22.8% |
| Participant deferral / active EE | $13,364 | $6,417+108.2% | $5,634+137.2% | $5,983+123.3% |
| Admin fee / account holder | $2,312 | $11,869-80.5% | $9,503-75.7% | $11,252-79.5% |