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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,148 | $171,867-60.9% | $149,718-55.2% | $147,585-54.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 27.23% | 2113.36%-2086.1pp | 1501.70%-1474.5pp | 578.57%-551.3pp |
| Employer contribution / active EE | $5,323 | $6,275-15.2% | $5,444-2.2% | $4,876+9.2% |
| Participant deferral / active EE | $11,570 | $7,270+59.1% | $6,568+76.1% | $5,439+112.7% |
| Admin fee / account holder | $10,111 | $13,799-26.7% | $11,283-10.4% | $10,885-7.1% |