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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,253 | $109,967-66.1% | $97,197-61.7% | $145,877-74.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 16.45% | 244.27%-227.8pp | 75.47%-59.0pp | 551.28%-534.8pp |
| Employer contribution / active EE | $2,844 | $3,077-7.6% | $2,723+4.5% | $4,663-39.0% |
| Participant deferral / active EE | $10,037 | $4,676+114.6% | $4,263+135.4% | $6,691+50.0% |
| Admin fee / account holder | $368 | $6,199-94.1% | $5,637-93.5% | $13,402-97.3% |