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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,071 | $162,136-85.8% | $152,301-84.9% | $154,746-85.1% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | -7.05% | 91.02%-98.1pp | 80.50%-87.5pp | 172.34%-179.4pp |
| Employer contribution / active EE | $1,937 | $4,890-60.4% | $4,624-58.1% | $4,379-55.8% |
| Participant deferral / active EE | $1,999 | $8,341-76.0% | $8,004-75.0% | $6,730-70.3% |
| Admin fee / account holder | $10,854 | $15,759-31.1% | $14,398-24.6% | $14,365-24.4% |