Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $31,585 |
Filed as: GALLAGHER BENEFIT SERVICES Service code 15 · EIN 36-4291971 | Recordkeeping | $5,408 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,048 | $26,137-69.2% | $58,561-86.3% | $74,460-89.2% |
| Participation rate | 16.6% | 32.2%-15.5pp | 50.9%-34.2pp | 70.7%-54.1pp |
| Annual return | 17.98% | 32.53%-14.5pp | 4251.33%-4233.3pp | 34.38%-16.4pp |
| Employer contribution / active EE | $44 | $537-91.9% | $1,053-95.9% | $2,638-98.3% |
| Participant deferral / active EE | $631 | $1,076-41.3% | $1,923-67.2% | $4,530-86.1% |
| Admin fee / account holder | $126 | $648-80.5% | $2,520-95.0% | $348-63.7% |