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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,154 | $98,776-46.2% | $149,745-64.5% | $79,856-33.4% |
| Participation rate | 48.0% | 75.8%-27.8pp | 82.5%-34.5pp | 69.6%-21.6pp |
| Annual return | 23.38% | 27.38%-4.0pp | 276.72%-253.3pp | 31.71%-8.3pp |
| Employer contribution / active EE | $2,387 | $3,217-25.8% | $4,646-48.6% | $2,471-3.4% |
| Participant deferral / active EE | $5,042 | $5,681-11.3% | $6,843-26.3% | $3,741+34.8% |
| Admin fee / account holder | $435 | $6,053-92.8% | $9,312-95.3% | $5,306-91.8% |