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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,833 | $209,428-87.7% | $178,498-85.5% | $158,950-83.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -0.15% | 188.78%-188.9pp | 151.09%-151.2pp | 302.91%-303.1pp |
| Employer contribution / active EE | $3,014 | $5,707-47.2% | $5,011-39.9% | $4,762-36.7% |
| Participant deferral / active EE | $6,725 | $5,955+12.9% | $5,202+29.3% | $5,983+12.4% |
| Admin fee / account holder | $1,546 | $17,077-90.9% | $13,985-88.9% | $11,248-86.3% |