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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,260 | $81,487-83.7% | $102,412-87.1% | $80,935-83.6% |
| Participation rate | 82.4% | 66.8%+15.5pp | 74.5%+7.8pp | 67.7%+14.7pp |
| Annual return | 15.75% | 25.60%-9.8pp | 24.94%-9.2pp | 35.66%-19.9pp |
| Employer contribution / active EE | $2,107 | $3,103-32.1% | $3,870-45.5% | $2,757-23.6% |
| Participant deferral / active EE | $2,847 | $3,871-26.4% | $5,060-43.7% | $4,299-33.8% |
| Admin fee / account holder | $1,801 | $6,717-73.2% | $8,388-78.5% | $6,924-74.0% |