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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,130 | $167,533-64.1% | $151,645-60.3% | $134,545-55.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -30.42% | 7.81%-38.2pp | 3.34%-33.8pp | 418.37%-448.8pp |
| Employer contribution / active EE | $4,925 | $6,828-27.9% | $6,165-20.1% | $4,742+3.9% |
| Participant deferral / active EE | $9,703 | $8,985+8.0% | $8,363+16.0% | $6,401+51.6% |
| Admin fee / account holder | $3,413 | $13,781-75.2% | $11,614-70.6% | $11,431-70.1% |