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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,044 | $167,362-48.0% | $143,799-39.5% | $134,532-35.3% |
| Participation rate | 25.0% | 84.8%-59.8pp | 80.3%-55.3pp | 81.2%-56.2pp |
| Annual return | -11.73% | 0.47%-12.2pp | -0.04%-11.7pp | 418.27%-430.0pp |
| Employer contribution / active EE | $1,182 | $5,620-79.0% | $4,952-76.1% | $4,741-75.1% |
| Participant deferral / active EE | $2,943 | $6,447-54.4% | $5,638-47.8% | $6,401-54.0% |
| Admin fee / account holder | $1,537 | $18,094-91.5% | $14,677-89.5% | $11,429-86.6% |