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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,769 | $157,296-78.5% | $141,191-76.1% | $152,897-77.9% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 33.77% | 64.34%-30.6pp | 71.41%-37.6pp | 345.43%-311.7pp |
| Employer contribution / active EE | $3,122 | $5,262-40.7% | $4,736-34.1% | $4,764-34.5% |
| Participant deferral / active EE | $7,637 | $7,111+7.4% | $6,710+13.8% | $5,851+30.5% |
| Admin fee / account holder | $3,827 | $12,125-68.4% | $10,264-62.7% | $11,599-67.0% |