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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,282 | $160,040-57.3% | $147,096-53.6% | $145,877-53.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.35% | 98.49%-83.1pp | 419.75%-404.4pp | 551.28%-535.9pp |
| Employer contribution / active EE | $4,474 | $5,289-15.4% | $4,936-9.4% | $4,663-4.1% |
| Participant deferral / active EE | $8,151 | $8,429-3.3% | $8,071+1.0% | $6,691+21.8% |
| Admin fee / account holder | $3,244 | $15,050-78.4% | $13,005-75.1% | $13,402-75.8% |