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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,518 | $185,312-87.8% | $161,489-86.1% | $154,746-85.4% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 4.32% | 103.84%-99.5pp | 89.72%-85.4pp | 172.34%-168.0pp |
| Employer contribution / active EE | $8,762 | $4,769+83.7% | $4,268+105.3% | $4,379+100.1% |
| Participant deferral / active EE | $4,724 | $6,350-25.6% | $5,630-16.1% | $6,730-29.8% |
| Admin fee / account holder | $62,924 | $18,654+237.3% | $16,006+293.1% | $14,365+338.0% |