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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,588 | $160,040-77.1% | $147,096-75.1% | $145,877-74.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.90% | 98.49%-87.6pp | 419.75%-408.9pp | 551.28%-540.4pp |
| Employer contribution / active EE | $2,124 | $5,289-59.8% | $4,936-57.0% | $4,663-54.4% |
| Participant deferral / active EE | $6,578 | $8,429-22.0% | $8,071-18.5% | $6,691-1.7% |
| Admin fee / account holder | $1,203 | $15,050-92.0% | $13,005-90.8% | $13,402-91.0% |