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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,456 | $106,247+18.1% | $96,515+30.0% | $139,466-10.0% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 32.78% | 38.47%-5.7pp | 35.73%-2.9pp | 373.66%-340.9pp |
| Employer contribution / active EE | $2,417 | $4,106-41.1% | $3,740-35.4% | $4,754-49.2% |
| Participant deferral / active EE | $11,212 | $5,456+105.5% | $4,880+129.8% | $6,712+67.0% |
| Admin fee / account holder | $2,065 | $7,885-73.8% | $6,735-69.3% | $11,409-81.9% |