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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,124 | $110,410+62.2% | $102,437+74.9% | $145,897+22.8% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.7pp | 80.3%-37.4pp |
| Annual return | 22.57% | 24.85%-2.3pp | 24.95%-2.4pp | 552.29%-529.7pp |
| Employer contribution / active EE | $1,949 | $4,217-53.8% | $3,871-49.6% | $4,663-58.2% |
| Participant deferral / active EE | $9,177 | $5,622+63.2% | $5,060+81.4% | $6,689+37.2% |
| Admin fee / account holder | $2,556 | $9,745-73.8% | $8,388-69.5% | $13,390-80.9% |