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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,017 | $175,231-62.9% | $149,696-56.6% | $139,466-53.4% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 19.84% | 166.77%-146.9pp | 134.46%-114.6pp | 373.66%-353.8pp |
| Employer contribution / active EE | $4,011 | $5,478-26.8% | $4,821-16.8% | $4,754-15.6% |
| Participant deferral / active EE | $8,661 | $6,521+32.8% | $5,682+52.4% | $6,712+29.0% |
| Admin fee / account holder | $3,063 | $16,155-81.0% | $13,212-76.8% | $11,409-73.1% |