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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,824 | $135,956-78.8% | $123,894-76.7% | $273,972-89.5% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 2.63% | 56.63%-54.0pp | 47.52%-44.9pp | 41.46%-38.8pp |
| Employer contribution / active EE | $2,103 | $5,170-59.3% | $4,617-54.4% | $4,869-56.8% |
| Participant deferral / active EE | $12,269 | $6,343+93.4% | $5,984+105.0% | $5,287+132.0% |
| Admin fee / account holder | $4,232 | $9,817-56.9% | $8,357-49.4% | $10,133-58.2% |