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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,254 | $160,070-58.0% | $147,117-54.3% | $145,897-53.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.86% | 98.69%-92.8pp | 420.54%-414.7pp | 552.29%-546.4pp |
| Employer contribution / active EE | $5,512 | $5,285+4.3% | $4,932+11.8% | $4,663+18.2% |
| Participant deferral / active EE | $11,690 | $8,419+38.8% | $8,065+45.0% | $6,689+74.8% |
| Admin fee / account holder | $28,751 | $15,035+91.2% | $12,993+121.3% | $13,390+114.7% |