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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,874 | $155,795-72.5% | $136,298-68.5% | $69,631-38.4% |
| Participation rate | 56.3% | 75.2%-18.9pp | 81.9%-25.6pp | 70.7%-14.4pp |
| Annual return | 45.28% | 232464.33%-232419.1pp | 5156.27%-5111.0pp | 27571.02%-27525.7pp |
| Employer contribution / active EE | $0 | $2,991-100.0% | $4,696-100.0% | $2,032-100.0% |
| Participant deferral / active EE | $9,385 | $5,394+74.0% | $6,247+50.2% | $3,224+191.1% |
| Admin fee / account holder | $11 | $128-91.4% | $9,244-99.9% | $110-90.0% |