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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,685 | $82,678-85.9% | $125,391-90.7% | $68,490-82.9% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.4%-7.4pp | 67.9%+7.1pp |
| Annual return | -9.47% | -5.97%-3.5pp | 572.41%-581.9pp | -7.85%-1.6pp |
| Employer contribution / active EE | $1,304 | $3,382-61.4% | $4,816-72.9% | $2,597-49.8% |
| Participant deferral / active EE | $4,512 | $6,111-26.2% | $7,448-39.4% | $4,028+12.0% |
| Admin fee / account holder | $1,954 | $6,277-68.9% | $10,009-80.5% | $5,403-63.8% |