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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,758 | $102,429-78.8% | $147,096-85.2% | $80,925-73.1% |
| Participation rate | 89.1% | 75.9%+13.3pp | 82.2%+7.0pp | 67.7%+21.5pp |
| Annual return | 12.56% | 135.02%-122.5pp | 419.75%-407.2pp | 35.65%-23.1pp |
| Employer contribution / active EE | $1,774 | $3,716-52.2% | $4,936-64.1% | $2,756-35.6% |
| Participant deferral / active EE | $3,568 | $6,649-46.3% | $8,071-55.8% | $4,299-17.0% |
| Admin fee / account holder | $6,128 | $7,957-23.0% | $13,005-52.9% | $6,940-11.7% |