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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,089 | $157,296-6.5% | $141,191+4.2% | $152,897-3.8% |
| Participation rate | 33.3% | 84.8%-51.5pp | 82.5%-49.1pp | 82.5%-49.1pp |
| Annual return | 27.89% | 64.34%-36.5pp | 71.41%-43.5pp | 345.43%-317.5pp |
| Employer contribution / active EE | $1,235 | $5,262-76.5% | $4,736-73.9% | $4,764-74.1% |
| Participant deferral / active EE | $9,000 | $7,111+26.6% | $6,710+34.1% | $5,851+53.8% |
| Admin fee / account holder | $15 | $12,125-99.9% | $10,264-99.9% | $11,599-99.9% |