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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,911 | $72,177-25.3% | $115,038-53.1% | $59,633-9.6% |
| Participation rate | 84.8% | 72.6%+12.3pp | 81.4%+3.5pp | 68.7%+16.2pp |
| Annual return | -0.54% | 12.02%-12.6pp | 26.14%-26.7pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $2,700 | $2,841-5.0% | $4,608-41.4% | $2,203+22.6% |
| Participant deferral / active EE | $6,093 | $4,783+27.4% | $6,026+1.1% | $3,192+90.9% |
| Admin fee / account holder | $5,488 | $4,927+11.4% | $8,175-32.9% | $4,297+27.7% |