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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $202,046 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,316 | $48,669-78.8% | $93,654-89.0% | $199,768-94.8% |
| Participation rate | 58.1% | 63.7%-5.5pp | 68.7%-10.6pp | 72.0%-13.9pp |
| Annual return | 13.67% | 15.38%-1.7pp | 133.34%-119.7pp | 34.26%-20.6pp |
| Employer contribution / active EE | $376 | $1,137-66.9% | $2,421-84.5% | $3,037-87.6% |
| Participant deferral / active EE | $1,155 | $2,823-59.1% | $4,413-73.8% | $5,090-77.3% |
| Admin fee / account holder | $62 | $195-68.4% | $8,282-99.3% | $269-77.1% |