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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,205 | $167,362-68.8% | $143,799-63.7% | $134,532-61.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.54% | 0.47%-21.0pp | -0.04%-20.5pp | 418.27%-438.8pp |
| Employer contribution / active EE | $4,669 | $5,620-16.9% | $4,952-5.7% | $4,741-1.5% |
| Participant deferral / active EE | $11,431 | $6,447+77.3% | $5,638+102.7% | $6,401+78.6% |
| Admin fee / account holder | $1,578 | $18,094-91.3% | $14,677-89.2% | $11,429-86.2% |