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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,194 | $166,131-37.9% | $164,975-37.4% | $145,877-29.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 23.44% | 100.37%-76.9pp | 70.12%-46.7pp | 551.28%-527.8pp |
| Employer contribution / active EE | $4,962 | $5,276-6.0% | $4,343+14.3% | $4,663+6.4% |
| Participant deferral / active EE | $8,748 | $6,962+25.7% | $6,033+45.0% | $6,691+30.7% |
| Admin fee / account holder | $965 | $16,648-94.2% | $12,688-92.4% | $13,402-92.8% |