See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 27 · EIN 36-4317381 | Advisory (Plan) | $100 |
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $100 |
Service code 49 · EIN 84-1096179 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,110 | $78,672-73.2% | $109,143-80.7% | $85,850-75.4% |
| Participation rate | 16.9% | 68.3%-51.4pp | 75.9%-59.0pp | 69.3%-52.4pp |
| Annual return | 16.80% | 25.09%-8.3pp | 25.75%-9.0pp | 318.53%-301.7pp |
| Employer contribution / active EE | $772 | $2,735-71.8% | $3,722-79.3% | $2,565-69.9% |
| Participant deferral / active EE | $1,746 | $3,467-49.7% | $4,653-62.5% | $3,952-55.8% |
| Admin fee / account holder | $10 | $5,469-99.8% | $6,752-99.9% | $6,260-99.8% |