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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,233 | $190,879-76.3% | $160,009-71.7% | $134,532-66.4% |
| Participation rate | 65.0% | 82.0%-17.0pp | 78.0%-13.0pp | 81.2%-16.2pp |
| Annual return | -19.83% | 552.63%-572.5pp | 408.85%-428.7pp | 418.27%-438.1pp |
| Employer contribution / active EE | $1,037 | $4,995-79.2% | $4,225-75.4% | $4,741-78.1% |
| Participant deferral / active EE | $1,976 | $6,924-71.5% | $6,183-68.0% | $6,401-69.1% |
| Admin fee / account holder | $5,157 | $10,495-50.9% | $8,715-40.8% | $11,429-54.9% |