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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,145 | $211,224-80.0% | $178,505-76.4% | $145,897-71.1% |
| Participation rate | 60.9% | 80.8%-20.0pp | 77.1%-16.2pp | 80.3%-19.4pp |
| Annual return | 8.48% | 30.28%-21.8pp | 27.16%-18.7pp | 552.29%-543.8pp |
| Employer contribution / active EE | $991 | $4,577-78.3% | $3,955-74.9% | $4,663-78.7% |
| Participant deferral / active EE | $2,031 | $6,966-70.8% | $6,280-67.7% | $6,689-69.6% |
| Admin fee / account holder | $18,023 | $12,109+48.8% | $10,428+72.8% | $13,390+34.6% |