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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,626 | $209,422-89.7% | $178,503-87.9% | $158,982-86.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 20.77% | 188.81%-168.0pp | 151.12%-130.3pp | 302.99%-282.2pp |
| Employer contribution / active EE | $2,157 | $5,707-62.2% | $5,011-56.9% | $4,763-54.7% |
| Participant deferral / active EE | $5,161 | $5,955-13.3% | $5,202-0.8% | $5,983-13.7% |
| Admin fee / account holder | $1,162 | $17,079-93.2% | $13,987-91.7% | $11,252-89.7% |