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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,114 | $166,089-21.1% | $164,928-20.5% | $145,978-10.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.34% | 100.26%-87.9pp | 70.08%-57.7pp | 550.52%-538.2pp |
| Employer contribution / active EE | $57,198 | $5,276+984.1% | $4,343+1216.9% | $4,662+1126.9% |
| Participant deferral / active EE | $60,575 | $6,961+770.2% | $6,034+904.0% | $6,690+805.5% |
| Admin fee / account holder | $2,403 | $16,641-85.6% | $12,684-81.1% | $13,400-82.1% |