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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,326 | $86,949-26.0% | $102,460-37.2% | $80,959-20.5% |
| Participation rate | 74.7% | 72.4%+2.3pp | 76.5%-1.8pp | 67.7%+7.0pp |
| Annual return | 8.32% | 18.89%-10.6pp | 29.47%-21.2pp | 35.67%-27.4pp |
| Employer contribution / active EE | $1,540 | $2,370-35.0% | $3,025-49.1% | $2,757-44.2% |
| Participant deferral / active EE | $2,559 | $4,121-37.9% | $5,056-49.4% | $4,300-40.5% |
| Admin fee / account holder | $2,754 | $8,048-65.8% | $9,460-70.9% | $6,925-60.2% |