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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,493 | $95,453-42.9% | $112,040-51.4% | $82,448-33.9% |
| Participation rate | 70.7% | 72.8%-2.0pp | 76.5%-5.8pp | 68.1%+2.7pp |
| Annual return | 10.04% | 23.92%-13.9pp | 24.52%-14.5pp | 41.64%-31.6pp |
| Employer contribution / active EE | $1,703 | $2,318-26.5% | $2,954-42.3% | $2,551-33.2% |
| Participant deferral / active EE | $3,022 | $4,224-28.5% | $5,098-40.7% | $4,139-27.0% |
| Admin fee / account holder | $35,771 | $9,013+296.9% | $12,098+195.7% | $7,234+394.5% |