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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,695 | $93,598-33.0% | $135,974-53.9% | $75,173-16.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 19.18% | 30.89%-11.7pp | 68.30%-49.1pp | 160.72%-141.5pp |
| Employer contribution / active EE | $5,383 | $3,538+52.1% | $4,859+10.8% | $2,671+101.5% |
| Participant deferral / active EE | $5,481 | $6,405-14.4% | $7,760-29.4% | $4,126+32.8% |
| Admin fee / account holder | $791 | $6,978-88.7% | $10,767-92.7% | $5,651-86.0% |