Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,616 | $97,648-77.9% | $121,663-82.2% | $87,485-75.3% |
| Participation rate | 38.7% | 70.5%-31.8pp | 74.5%-35.8pp | 68.9%-30.2pp |
| Annual return | 15.56% | 18.03%-2.5pp | 147.54%-132.0pp | 26.06%-10.5pp |
| Employer contribution / active EE | $812 | $2,300-64.7% | $3,020-73.1% | $2,596-68.7% |
| Participant deferral / active EE | $1,724 | $3,923-56.1% | $4,887-64.7% | $4,274-59.7% |
| Admin fee / account holder | $4,881 | $11,100-56.0% | $14,289-65.8% | $7,775-37.2% |