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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,090 | $106,247-66.0% | $96,515-62.6% | $139,466-74.1% |
| Participation rate | 94.1% | 77.8%+16.3pp | 74.3%+19.8pp | 80.3%+13.8pp |
| Annual return | 46.02% | 38.47%+7.6pp | 35.73%+10.3pp | 373.66%-327.6pp |
| Employer contribution / active EE | $6,098 | $4,106+48.5% | $3,740+63.1% | $4,754+28.3% |
| Participant deferral / active EE | $6,929 | $5,456+27.0% | $4,880+42.0% | $6,712+3.2% |
| Admin fee / account holder | $1,411 | $7,885-82.1% | $6,735-79.1% | $11,409-87.6% |