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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,972 | $148,623-38.1% | $135,974-32.4% | $139,466-34.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.63% | 79.30%-62.7pp | 68.30%-51.7pp | 373.66%-357.0pp |
| Employer contribution / active EE | $3,180 | $5,246-39.4% | $4,859-34.6% | $4,754-33.1% |
| Participant deferral / active EE | $10,244 | $8,103+26.4% | $7,760+32.0% | $6,712+52.6% |
| Admin fee / account holder | $11,164 | $12,406-10.0% | $10,767+3.7% | $11,409-2.1% |