See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $61,816 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $25,917 |
NBT BANCORP NA2 years Filed as: NBT BANK, N.A. Service code 13 · EIN 15-0395735 | Contract Administrator | $5,924 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,315 | $51,315-15.6% | $95,745-54.8% | $71,457-39.4% |
| Participation rate | 57.2% | 63.0%-5.8pp | 72.3%-15.0pp | 67.9%-10.7pp |
| Annual return | 24.64% | 25.26%-0.6pp | 28.35%-3.7pp | 28.85%-4.2pp |
| Employer contribution / active EE | $890 | $1,819-51.1% | $2,835-68.6% | $2,588-65.6% |
| Participant deferral / active EE | $3,231 | $3,358-3.8% | $4,245-23.9% | $4,289-24.7% |
| Admin fee / account holder | $450 | $1,137-60.4% | $5,678-92.1% | $1,587-71.7% |