Retirement plan

VANDERBILT CHEMICAL 401(K) SAVINGS PLAN FOR COLLECTIVE BARGAINING EMPLOYEES - BETHEL DIVISION

Name: R.T. VANDERBILT HOLDING CO INC - VANDERBILT CHEMICAL 401(K) SAVINGS PLAN FOR COLLECTIVE BARGAINING EMPLOYEES - BETHEL DIVISION (2019) Form 5500
Creator: R.T. VANDERBILT HOLDING CO INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VANDERBILT CHEMICAL 401(K) SAVINGS PLAN FOR COLLECTIVE BARGAINING EMPLOYEES - BETHEL DIVISION, R.T. VANDERBILT HOLDING CO INC

R.T. VANDERBILT HOLDING CO INCEIN 46-1039987Plan #004PY 2019

30 WINFIELD ST - NORWALK, CT 068565150203-853-1400vanderbiltchemicals.comLinkedIn201-500 employeeschemicals

Other plans on this EIN

3 filings

#003Retirement-$8.1M assets #001Retirement-$1.6M assets #002Retirement-$1.4M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.4M

+2.2% from 2018

Total participants

+5.0% from 2018

Average account balance

$115,215

-2.6% from 2018

Annual return

22.17%

+25.61 pp from 2018

Benchmarks

See 8,238 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort8,238 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$160K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-89.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$580K

$38643 / participant

Other / not subdivided$580K100.0%

% of EOY assets

23.957%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$115,215

$116,203-0.8%

$93,621+23.1%

$152,909-24.7%

Participation rate

100.0%

78.1%+21.9pp

75.8%+24.2pp

82.5%+17.5pp

Annual return

22.17%

35.96%-13.8pp

32.76%-10.6pp

345.46%-323.3pp

Employer contribution / active EE

$2,196

$3,219-31.8%

$2,719-19.2%

$4,764-53.9%

Participant deferral / active EE

$4,981

$4,605+8.2%

$4,070+22.4%

$5,851-14.9%

Admin fee / account holder

$27,602

$10,751+156.8%

$7,890+249.8%

$11,601+137.9%

VANDERBILT CHEMICAL 401(K) SAVINGS PLAN FOR COLLECTIVE BARGAINING EMPLOYEES - BETHEL DIVISION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VANDERBILT CHEMICAL 401(K) SAVINGS PLAN FOR COLLECTIVE BARGAINING EMPLOYEES - BETHEL DIVISION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion