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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,729 | $185,312-82.3% | $161,489-79.7% | $154,746-78.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 7.42% | 103.84%-96.4pp | 89.72%-82.3pp | 172.34%-164.9pp |
| Employer contribution / active EE | $1,199 | $4,769-74.9% | $4,268-71.9% | $4,379-72.6% |
| Participant deferral / active EE | $8,110 | $6,350+27.7% | $5,630+44.1% | $6,730+20.5% |
| Admin fee / account holder | $359 | $18,654-98.1% | $16,006-97.8% | $14,365-97.5% |