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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,843 | $78,707+222.5% | $117,861+115.4% | $70,126+262.0% |
| Participation rate | 96.6% | 73.2%+23.4pp | 79.7%+16.9pp | 69.5%+27.0pp |
| Annual return | 13.91% | 23.30%-9.4pp | 335.11%-321.2pp | 73.15%-59.2pp |
| Employer contribution / active EE | $3,815 | $2,223+71.6% | $3,786+0.8% | $2,343+62.9% |
| Participant deferral / active EE | $8,735 | $3,297+164.9% | $4,482+94.9% | $3,332+162.2% |
| Admin fee / account holder | $1,353 | $5,066-73.3% | $8,021-83.1% | $4,645-70.9% |