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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,080 | $155,555-32.4% | $146,866-28.5% | $155,188-32.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.14% | 115.41%-100.3pp | 102.85%-87.7pp | 148.84%-133.7pp |
| Employer contribution / active EE | $13,741 | $4,647+195.7% | $4,425+210.5% | $4,248+223.5% |
| Participant deferral / active EE | $4,664 | $8,044-42.0% | $7,759-39.9% | $6,531-28.6% |
| Admin fee / account holder | $560 | $14,755-96.2% | $13,620-95.9% | $14,480-96.1% |