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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,185 | $209,425-77.9% | $178,499-74.1% | $158,966-70.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.79% | 188.80%-175.0pp | 151.10%-137.3pp | 302.95%-289.2pp |
| Employer contribution / active EE | $14,284 | $5,707+150.3% | $5,011+185.0% | $4,762+199.9% |
| Participant deferral / active EE | $3,167 | $5,955-46.8% | $5,202-39.1% | $5,983-47.1% |
| Admin fee / account holder | $421 | $17,078-97.5% | $13,986-97.0% | $11,250-96.3% |