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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,097 | $100,938-66.2% | $90,461-62.3% | $158,982-78.6% |
| Participation rate | 92.9% | 75.0%+17.8pp | 72.7%+20.2pp | 82.0%+10.9pp |
| Annual return | 13.00% | 1727.20%-1714.2pp | 1294.76%-1281.8pp | 302.99%-290.0pp |
| Employer contribution / active EE | $3,161 | $3,691-14.4% | $3,264-3.2% | $4,763-33.6% |
| Participant deferral / active EE | $4,981 | $4,350+14.5% | $3,964+25.7% | $5,983-16.7% |
| Admin fee / account holder | $1,805 | $6,510-72.3% | $5,617-67.9% | $11,252-84.0% |