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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,170 | $85,171-88.1% | $172,752-94.1% | $72,975-86.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 25.24% | 27.32%-2.1pp | 802.97%-777.7pp | 81.01%-55.8pp |
| Employer contribution / active EE | $2,043 | $3,324-38.5% | $5,144-60.3% | $2,440-16.3% |
| Participant deferral / active EE | $2,056 | $3,260-36.9% | $5,198-60.4% | $3,608-43.0% |
| Admin fee / account holder | $1,947 | $5,880-66.9% | $13,955-86.0% | $5,124-62.0% |